When the Damage is Done
We’re certainly not the first ones to tell you that Indiana & Chicagoland weather, particularly these winters, can do an absolute number on your roof. In fact, no one really needs to tell you, you live in the region just like we do so you get it.
Be it damage from wind, storms or whatever else mother nature throws at us here, it’s critical to get ahead of the curve and have a solid insurance plan in place to help you cover those unforeseen costs in the event misfortune strikes.
And it’s a beautiful thing to have a safety net…until you have to use it, then it can get a little scary. Insurance policies are a maze and insurance companies are, of course, out to make a buck and aren’t going to willingly cover more than they absolutely must.
That’s where having the specialized knowledge of a Public Adjuster can make the difference between being fully covered for your roof repairs and being stuck with unexpected out-of-pocket expenses for repairs and replacements.
What’s a Public Adjuster?
When you file a claim with your insurance company on your own, they’ll send over their internal adjuster to make an assessment of whatever damage your roof incurred, be it hail damage, water damage or anything else that might arise.
From there they’ll basically tell you what they’ll pay for.
It’s pretty straightforward.
What’s missing in this entire process though is an advocate for you.
A public adjuster is an insurance claims professional – licensed to operate in a particular state – who has your best interests in mind when it comes to dealing with your damaged roof. An experienced public adjuster will make their own assessment and then help you negotiate a fair settlement.
Critically, a public adjuster typically gets paid out of the claim, for example, from services rendered that the insurance company pays for. Therefore, it generally (but not always) costs you, the homeowner, nothing to get a dedicated team leader on your side for dealing with the claim process.
Deep Knowledge of Insurance Policies
Let’s be honest, insurance policies are confusing and you might not have the time to comb through those lengthy documents because, quite frankly, you may have more important things going on in your life.
Hiring a public adjuster means you’re getting someone who does have the time to get well-versed in home insurance policies.
At The Region Public Adjusters, we work with – and understand the policy details of – all the major homeowners' insurance providers:
- Allstate
- Nationwide
- State Farm
- Farmers
- Progressive
- USAA
- 21st Century
- Esurance
When it comes to roof damage insurance claims, we’ve seen and helped people deal with all the Midwest can toss at you.
Experts in Roofing
When it comes to roof damage, it’s not only imperative for a public insurance adjuster to be deeply familiar with the ins and outs of your insurance policy but also to be roofing experts.
How could they truly be your advocate and wingman in the process without immense knowledge of the roofing business?
To have your assessment done by someone who genuinely understands roof repair and roofing systems means your assessment will be a truly thorough one. One which takes into account the full scope of damage beyond the surface and will leave your home well positioned with a long-lasting solution.
No matter the type of roof you have and no matter the damage, through our years of experience working directly with roofing contractors, we can help set you up with top-notch roofing companies in the area to do the repairs once a settlement is agreed to.
With You from Start to Finish
As a property owner, dealing with any kind of damage let alone something as serious as roof damage, is inherently uncomfortable. You just want to get to the end of the process and it can often feel like there are hurdles from the get-go.
Involving a public adjuster from the beginning alleviates much of that burden and in essence offloads it almost entirely.
From the initial damage assessment on your roof to actually filing the claim for you and then diligently negotiating directly with the insurance company on your behalf until a fair settlement is reached, a competent public adjuster can bring calm to a chaotic and stressful time.
At The Region, we take pride in doing just that.
Helping you from start to finish; from damage all the way through to 100% satisfaction with your newly repaired roof.
With an 85% claim approval rate, hundreds of claims adjusted over the years and countless thousands of dollars of out of pocket expenses saved for clients – when roof damage, give us a call first thing and we’ll get out to your home ASAP for an inspection and get the process started.
Talk to us or schedule an inspection